One of the best ways to get a great deal on a dependable car is to buy a used car from a reliable dealership. When you buy from a dealership, you not only have a great selection of cars to choose from, but you can also get a money back guarantee and a warranty on your purchase. When dealerships sell used cars, they are able to certify the car because they have an experienced mechanic perform tests and inspections to ensure that the car is in good condition. If there is anything wrong with it, they fix it. Buying a used car from a dealership allows you to save money, while still getting a vehicle that will last for years. Here are a few tips that will help you choose the perfect car for you.
Set Your Budget
Before you even go out and start looking for cars, it is important to know what you can afford. Ideally, you should have some money that you can put towards the car that you purchase. Make sure to consider all of the associated costs with vehicle ownership, such as car maintenance, insurance, and gas. As a general rule, you should allot no more than twenty percent of your monthly income to paying for your automobile. Of course, your personal limit may be higher or lower than this depending on your situation. You know better than anybody else what you can afford. Set your budget and stick with it.
List Your Criteria
What are you looking for in a car? Will you be using it to commute or to drive around town? How much seating do you need? What features do you want? All of these things are important considerations when you make a list of your criteria for buying a car. By taking into account how you plan to use the car, you can get a better idea of the specifications that are right for you.
Take time to visit Chicago body shops and the websites of different car manufacturers. Find out how their vehicles rate in safety tests. Keep a file of everything that you find so that you will have an accessible reference. Before you rush off to a dealership for your first test drive, prepare to choose the right car by doing background research.
Find a Lender
If you are like most people, you will be financing at least part of the cost of your car. Your interest rate can make a huge difference in your monthly payment so it is important to compare rates from a variety of lenders. You may choose to borrow from your bank, or it may be less expensive if you go through a local credit union. By shopping around for the best interest rates and prearranging your financing, you have more control over your monthly payments and are prepared to negotiate the price of your car.
Check the Car’s History
Once you have narrowed down your choices, make sure to find out about the history of the car you like. Use the VIN number to run the vehicle history report so that you can find out how many owners the car has had, whether it has been in any serious accidents, and other specific information. By doing your homework and preparing for your purchase, you can get a great deal on a great car.